Job Description

Position Description:

Partner with independent agent channel underwrite and support the sale of individual term and IUL insurance products. This position is responsible for underwriting insurance cases by using strong subject matter knowledge about company products and underwriting principles. This position works independently and influences others to achieve operational targets. A successful person in this role will utilize an understanding of medical terminology. Applying risk selection experiences to make accurate underwriting decisions will be key.

Position Location:

This position is remote and does not require regular in-office presence.

What you do:

• Analyze and evaluate risk for insurance cases considering characteristics such as plan design, demographics, experience, financial or medical factors, and state and federal regulations.
• Select and maintain cases to achieve revenue, persistency, and profitability goals for both top-line and bottom-line growth. Communicate financial and other factors to field partners.
• Design and coordinate issuance of plans, policies, or premium rates within established departmental guidelines. Identify problems and provide solutions and alternatives.
• Demonstrate a strong understanding of various insurance products, their features and limitations, and industry/regulatory terms.
• Provide training and guidance to new or entry level associates.
• Perform post underwriting audits on products written through automatic issue electronic processes.
• Utilize assigned tools including reinsurance partner underwriting manuals to drive decisions.
• Utilize strong telephone skills speaking with agents to communicate underlying thought processes to help them understand ratings and pricing determinations.

What you bring:

• Bachelor's Degree or equivalent combination of education and experience required.
• 1-3 years related life insurance underwriting experience required.
• Strong verbal and written communication skills are required. 
• Minimum $500k approval limit with review up to $1m desired. 
• Active pursuit of industry designations (LOMA or ALU) desired. 

What we offer:

A meaningful mission. Great benefits. A vibrant culture 

Ameritas is an insurance, financial services and employee benefits provider Our purpose is fulfilling life. It means helping all kinds of people, at every age and stage, get more out of life.

At Ameritas, you’ll find energizing work challenges. Flexible hybrid work options. Time for family and community. But dig deeper. Benefits at Ameritas cover things you expect -- and things you don’t:  

Ameritas Benefits

For   your money:  

• 401(k) Retirement Plan with company match and quarterly contribution.
• Tuition Reimbursement and Assistance .
• Incentive Program Bonuses .
• Competitive Pay .

For your time:  

• Flexible Hybrid work.
• Thrive Days - Personal time off.
• Paid time off (PTO).

For your health and well-being:  

• Health Benefits: Medical, Dental, Vision .
• Health Savings Account (HSA) with employer contribution.
• Well-being programs with financial rewards.
• Employee assistance program (EAP).

For your professional growth:

• Professional development programs.
• Leadership development programs.
• Employee resource groups.
• StrengthsFinder Program.

For your community:

• Matching donations program.
• Paid volunteer time – 8 hours per month.

For your family:  

• Generous paid maternity leave and paternity leave.
• Fertility, surrogacy, and adoption assistance.
• Backup child, elder and pet care support.

An Equal Opportunity Employer

Ameritas has a reputation as a company that cares, and because everyone should feel safe bringing their authentic, whole self to work, we’re committed to an inclusive culture and diverse workplace, enriched by our individual differences. We are an Equal Opportunity/Affirmative Action Employer that hires based on qualifications, positive attitude, and exemplary work ethic, regardless of sex, race, color, national origin, religion, age, disability, veteran status, genetic information, marital status, sexual orientation, gender identity or any other characteristic protected by law.

The pay range posted reflects a nationwide minimum to maximum covering all potential locations where the position may be filled. The final determination on pay for any position will be based on multiple factors including role, career level, work location, skill set, and candidate level of experience to ensure pay equity within the organization. This position will be eligible to participate in our comprehensive benefits package (see above for details). This position will be eligible to participate in our Short-Term Incentive Plan with the annual target defined by the plan.

Pay transparency is rooted in principles of fairness, equity, and accountability within the workplace. Sharing pay ranges for job postings is one way Ameritas shows our commitment to equitable compensation practices.

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